Terms of Service

1. Not a Commitment to Lend

Information provided on this website is for general informational purposes only and does not constitute a loan offer, pre-approval, or commitment to lend. All loans are subject to property approval, underwriting, and applicable qualification guidelines. Interest rates, terms, and program availability are subject to change without notice.

2. Use of the Website

You agree to use this website only for lawful purposes. You agree not to:

• Submit false, misleading, or fraudulent information through our forms or chat widget.
• Attempt to interfere with the proper functioning of the website or its security.
• Use automated means (bots, scrapers) to access or collect data from the site without permission.
• Use the site in any way that violates applicable local, state, or federal law.

3. Communications Consent

By submitting your contact information through our website, you consent to be contacted by phone, text message, or email regarding your inquiry, as described in our Privacy Policy. Standard message and data rates may apply, and you may opt out of communications at any time.

4. No Professional or Financial Advice

Content on this website is provided for general informational purposes and does not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals regarding your specific circumstances before making financial decisions.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Florida Mortgage Consultants LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

6. Third-Party Links & Services

Our website may include links to, or integrate with, third-party services (such as form and chat widget providers). We are not responsible for the content, accuracy, or practices of third-party websites or services.

7. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Florida Mortgage Consultants LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of this website or reliance on any information provided on it.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Florida.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Contact Us

If you have questions about these Terms, please contact us: